How it works


Apple Pay is a wallet-based mobile payment service by Apple Inc. that lets users process payments using an iPhone, iPad or Mac. Customers benefit from a familiar and streamlined checkout experience, where their billing information can be pre-filled, ready for purchase. Customers are authenticated quickly by placing their finger on the built-in reader or through facial-recognition. Apple Pay uses tokens to ensure no sensitive payment information is stored with Apple, on the customer’s device or on your own servers.


  • If supported by the customer’s device, Apple Pay will be displayed as an option to complete the payment.
  • The customer taps the Apple Pay button:
    – If the customer has previously set up Apple Pay, the payment sheet will slide into view, displaying the order details.
    – Otherwise, they will be prompted to set up their Apple Pay account prior to continuing with the payment process.
  • The customer can review the order and update their address and payment details, if needed.
  • The customer places their finger on the built-in reader or enables facial-recognition on their device in order to verify their identity and confirm the payment.
  • If successful, on-screen confirmation will be displayed and the customer will be redirected to your success page.





The security code setting on your security policy is not applicable for Apple Pay transactions, and therefore, they cannot be suspended based on the security code. However, AVS checks are still performed, and transactions can still be suspended due to your security policy configuration.




Ensure you have met the following requirements before integrating Apple Pay into your checkout solution:


In order to test your solution, we recommend that you have access to a device that supports Apple’s sandbox testing for Apple Pay.

Next steps

Once you have ensured the requirements above have been addressed,
you can start integrating Apple Pay into your payment solution.

Links: Payment Pages . JavaScript Library . iOS SDK . Webservices API